Square is a popular payment processing solution that gives users both a free app and a free reader (hardware) to swipe credit cards anywhere.

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Square Payments is an online payment processing solution that lets businesses make transactions from any location, deposit payments from all major credit cards, send invoices, and more.

What do you get for free?

  • Software – The ‘Point of Sale’ (POS) App for Android and iOS can support all kinds of businesses and all different readers.
  • Hardware – The popular square card reader (see picture) for magstripe lets you swipe cards anywhere (Free for the first reader; $10 for each additional one). If you want to accept chip cards, contactless (NFC) cards, and mobile payments (Apple Pay and Google Pay), it’s a different reader that costs $49 (one payment).


What are you paying for?

  • Square processing fees – When a customer tapped (mobile payments), dipped (chip cards), or swiped (magstripe cards) their card in person, you pay 2.6% + 10¢ per transaction.

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